Chase HAMP Rejection Letter

Well I should have seen it coming, but I’m not beating myself up about it.  I’ve been trying to avoid foreclosure.  Last January I started the President Obama’s Making Home Affordable application.  My mortgage loan credit problem was getting the better of me, and my family.  When I applied for the MHA program I had [...]

Credit Answers

By Anne I wrote a note to Andy Faria, and this is his reply.  (See the bottom of this post for my question in regards to Make Home Affordable ratio qualifications.) Hi Anne, The 31% income to debt ratio includes the 1st mortgage, taxes, insurance, and and condo or HOA monthly fees. The 2nd mortgage [...]