Well My Finances Aren’t Much
well…my finances aren’t much… By Beth Credit Hope – Credit Sanity fortunately, i paid cash for my car…i have no payments except car insurance…i don’t own a house right now…thanks be to the powers that be! (when i sold my last house in hawaii, it fell threw escrow 7 times and i came within a [...]
Credit Answers
By Anne I wrote a note to Andy Faria, and this is his reply. (See the bottom of this post for my question in regards to Make Home Affordable ratio qualifications.) Hi Anne, The 31% income to debt ratio includes the 1st mortgage, taxes, insurance, and and condo or HOA monthly fees. The 2nd mortgage [...]
Finances On The Decline, Hope Rising!
By Anne One of my favorite sayings is this – when you’ve got lemons, make lemonaide! Boy have I got lemons! So this blog is my lemonaide. I hope that I will find hope, and share hope with people facing financial crisis. This credit hope blog is my lemonaide. It’s tart, it’s sour, but with [...]
HAMP Loan Modification Guidelines – Secrets and Shortcuts
If you’ve been going through the absolutely frustrating process of a loan modification and just can’t get the numbers to work out, you’ve probably wondered what the formulas mean. Below I’ve published (with permission) an article from the articlebase website. I found this interesting because it addresses the particulars of the formula used by lenders. [...]
Credit Hope
If you are experiencing problems with a credit company, there is hope. Whether the problem is with a mortgage loan, credit card, or car loan, you are not alone in your struggles. Many solutions are available to you, so please have hope. Are you working with President Obama’s Making Home Affordable program? The MHA Program [...]
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